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Personal Checking


First Freedom First Select First Secure 
Minimum Balance $0 $1,500 $2500 
Tiered Interest¹

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Mobile Deposit**  blue checkmark blue checkmark blue checkmark
Debit Card blue checkmark blue checkmark
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Checks 
                                     Starter Kit  1box/year
Refund of non The First ATM Charges
                             1 - up to $4/month    2- Up to $8/month 
E-Statements blue checkmark blue checkmark blue checkmark
Paper Statements
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ID Theft Expense Reimbursement
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ID Theft Resolution Service 
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Credit File Monitoring 
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Credit Report 
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Credit Score 
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Credit Score Tracker
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Credit Score Simulator

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Monthly Maintenance Fee  $0                          $8 if minimum balance not met $12 if minimum balance not met
                                                                                       *Wireless carrier fees may apply. **Some restrictions may apply. ¹Interest earned on a minimum daily balance of $10,000 or more.
 
 

The First Step Checking 

-$15 deposit required to open
-No minimum balance to maintain
-$3 maintenance fee per statement cycle
-Debit or ATM card
-No checks allowed
-Free Online Banking and E-Statements
-Free Telephone Banking
-Review at consumers request to upgrade checking account after 6 month of opening
-Subject to approval

A financial step in the right direction, bringing endless opportunities




NOTICE TO OUR DEPOSITORS
As a result of internal accounting changes, The First Bank may reclassify your account balance as defined by Federal Reserve Regulation D. This will not impact your account or FDIC insurance.