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Stressed about finding the perfect gift for your loved ones this holiday season? The First Bank is here to help with five simple gift giving tips that will put you in the holiday spirit in no time so you can get back to what really matters, singing Christmas carols, drinking eggnog in front of the fire, baking holiday treats and spending time with loved ones!
HOLIDAY GIFT GIVING TIPS
- EMBRACE THE SENTIMENT
- Sentimental gifts reminiscent of a special event or relationship remain cherished for years to come. Whether that special event is an anniversary, graduation, marriage or birth, a sentimental gift is more than just a tangible gift, it reminds the recipient of a special event or your treasured relationship every time they see or use the gift.
- EXCHANGE A USEFUL GIFT
- Practical gifts such as a gift card to a favorite restaurant, a meal kit delivery service or a subscription to a favorite streaming service are always appreciated. A gift that meets a practical need will be cherished and remembered all throughout the year and not just during the holiday season as loved ones will appreciate your generosity and thoughtfulness each time they utilize or enjoy your gift.
- EXPERIENCE IS THE BEST GIFT
- Experiential gifts such as a rock-climbing class for two, a pair of concert tickets or a family trip to a theme park create lasting memories for all to enjoy. Whether that experience is listening to your favorite band or taking a trip to the most magical place on earth, the fact that you get to experience it together with loved ones makes this type of gift truly special.
- ENSURE GIFTS ARE SECURELY DELIVERED
- Electronic gifts such as a gift card or digital payment through our bill payment function in online banking help to ensure your gifts are delivered securely to loved ones. Don't let fraudsters and scrooges steal your Christmas spirit this holiday season! Protect yourself from fraud and common holiday shopping scams by only purchasing gifts from companies you know and trust, and only when using secure payment services such as The First's bill payment function in online banking or a The First debit or credit card.
5. EXPECT TO SPEND MORE ON GIFTS
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- Save money for gifts all year long and focus on spreading joy during the holiday season instead of stressing about a budget. Find out how our Christmas Club Savings Account is the gift that keeps on giving! A $5 minimum opening deposit is required, and a minimum daily balance of $250 is required to earn interest. Interest is compounded and credited at maturity on the last business day in October each year. A $20 early closing fee will apply if the account is closed prior to the distribution date in October. Deposits can be made from November through October each year, but withdrawals are not permitted before maturity.